I am careful about what I buy these days. Like most I am more hard up today than I was say 5 years ago so I have started looking into extra ways to save a big of money on things I have to buy like breakdown insurance.

I haven’t used the Quidco site for a few years but if you can be bothered to jump through a few hoops you do get paid about 4-5 months after your purchase.

They have to wait to make sure you are indeed a real customer.

It turned out there were some really good cashback deals with RAC membership, a saving of about £63 on a £120 policy so cheaper than the £89 quote I’d already received.

The only problem was when I tried to complete the purchase on the RAC website (I’d been redirected from my Quidco account - that’s how they track the purchase) I couldn’t get one of my questions answered.

I called the sales line for the RAC, pressed the button to say I wanted to buy a policy and then sat on hold for about 15 minutes listening to an automated recording telling me the quickest way to get cover was online, no kidding.

I gave up in the end. I still haven’t bought my breakdown cover so for a lovely independent or smaller breakdown business reading this, I am low hanging fruit. Please comment if you want my business.