Wondering if you qualify for the Nationwide fairer share £100 payment expected to drop into some customer accounts later this month?
Me too. I don’t have a mortgage with Nationwide, one of the qualifying products, you need a combination of two, but I do have a Flex checking account and a savings account so did assume I would qualify for the fairer share bonus, marketed on TV as being awarded to 4,000,000 Nationwide Customers on 10th June, 2026.
I have clicked the check my eligibility button on the nationwide website which doesn’t actually check your eligibility, it just gives you information about who qualifies and who doesn’t and expects you to work it out yourself.
I have to praise Nationwide for this move costing the bank a staggering, £400,000,000, but on the up side for them the amount of traffic this customer reward scheme has generated must be absolutely massive with customers like me not really any the wiser as to whether they are receiving the payment or not. And the payout over the last four years is a fraction of the £8.11 billion they have reported to have made.
For customers the Nationwide website details online you need to use the automated AI chat to find out if you are eligible except I waited over 45 minutes to speak to a human after AI told me my checking account didn’t qualify, why I am not exactly sure. AI didn’t tell me that.
The other way to find out it says is via the nationwide app notifications but I didn’t have any message in there.
So I have delved deeper into why my checking account has not reached the required thresholds, small print to receive the payment.
Account Type Exclusions: Certain accounts, such as a packaged bank account (like FlexPlus) require the monthly fee to be paid. Other accounts (like FlexAccount, FlexBasic, or FlexDirect) require specific thresholds, such as paying in at least £500, my salary is paid into the account so this is not the problem for me and making two payments out of the account, I have direct debits that go out and regularly use the account, so I would appear to qualify here or making 10+ payments out in qualifying months.
No Transactions in Qualifying Period: If your checking account is rarely used, it may not meet the minimum transaction requirements checked during the qualifying period (such as March of the payout year). My account is not rarely used so I don’t fall into this category.
Business or Non-Personal Accounts: The Flex account must be a personal current account. Mine is. Business, youth/child accounts (unless meeting specific terms), or accounts held under power of attorney often do not count.
I am still waiting online to speak to a human about why I don’t qualify for the Nationwide Fairer Share scheme. I’ll keep you posted as to the specific reason.
OK here’s the deal. You have two of three months from January through March 2026 to qualify and reach the required transaction thresholds.
When I looked back over my account which I use regularly, yep it appears I have been very unlucky. My account was very active in February 2026 with £2000 paid in, in March I had over 10 transactions in and out of the account but one or two were transfers between savings which don’t count and that month my salary was deferred to a different account because of problems on the Nationwide app. In January 2026 I had an accident and was in hospital so my account had far less activity than usual. Just one of those things.
Of course as a loyal nationwide customer I am very disappointed to not be included this year. I am sure there are many others who expected to receive the bonus only to discover they didn’t meet the requirements to qualify. I even took out a personal loan which I was extremely grateful for at a great rate (except for lending it has to be a mortgage which I don’t have) so I guess I just have to take this one on the chin.
The principle of the program is amazing and why I am so loyal to Nationwide. It’s understandable they have to have eligibility criteria, loads of people have inactive bank accounts they don’t actually use so it could end up costing the bank a lot of money unless qualifying criteria is established which makes complete sense.
For me I had an expectation created by the advertising campaign for the brand, based on my genuine loyalty to Nationwide as a long standing customer. I remember receiving the bonus last year. And have watched the latest in the funny advertising campaign series starring Dominic West with excitement and anticipation.
If you are branding out from the crowd, it makes sense to shout about it, what a great way to reach new customers with a feel good factor like the Fairer Share Scheme, except in my case and for others I am sure, missing the criteria by a smidge does cause understandable disappointment.
If you didn’t qualify and think you should have. The best way is to check your statements from Jan 2026 through March 2026. You’ll be able to easily see if you paid in more than £500 in two of the three qualifying months and paid out, 2 (or 10 if you didn’t pay in) transactions.
The payments are due to hit accounts 10th June, 2026. Hope this helps anyone else trying to figure out why as a Nationwide customer they didn’t make the cut for the Fairer Share £100 payment.
I am delighted for all the other people who are getting the £100 and applaud the bank for setting this example. No one else is doing it and for that I commend the organisation.