Over the last few days I’ve been looking into Revolut, a digital banking service launched in 2015 that has gone from strength to strength.

No one likes to change their current checking account. However after a few less than ideal experiences with my bank I am thinking what am I being so loyal to them for, staying and moaning because I cannot be bothered to switch.

What I can see Revolut are doing right. They have managed to gain over 50 million customers in 10 short years and ironically while the Ukrainians and Russians have been feuding on the world’s stage, Mr. Putin and Mr. Zelenskyy, two other men Russian Nikolay Storonsky and Ukrainian Tech engineer Vlad Yatsenko have been getting along just fine building a “Unicorn” company defined as over a billion in assets and independently owned.

It’s a digital app that in its early days offered Europeans the opportunity to have a prepaid Mastercard to spend money abroad using interbank exchange rate.

It’s grown massively in 10 short years to offer 5% interest on your savings.

I did go to download the app but it requires a password on my phone which I’ve managed so far without.

It’s my only hurdle to making the switch.